Terms Of Service

DEFINITIONS

Is OpportunityToServe really free?

Yes, OpportunityToServe is really free! We offer a 0% platform fee so that Campaign Owners and Recipients can keep most of their donations. Please note that PayPal will take a processing fee before the money reaches us for disbursement to organizers. Please see our pricing and fees page for more details.

What is our Payment Routing Guarantee?

OpportunityToServe, LLC provides a limited Payment Routing Guarantee to Campaign Owners and Donors. Subject to successful payment processing, applicable verification, compliance review, fraud prevention measures, chargebacks, holds, and the terms of this Agreement, Donations made through the authorized payment flows on OpportunityToServe.com will be routed to the Recipient identified in the applicable campaign or checkout flow.

This Payment Routing Guarantee is not a guarantee of a campaign's truthfulness, legitimacy, outcome, safety, tax treatment, or proper use of funds by any Recipient, Campaign Owner, or third party. We do not guarantee that any campaign will achieve its stated goals, that any good or service will be delivered, or that any volunteer or in-kind activity will occur as described. Donors are solely responsible for evaluating campaigns and Recipients before contributing.

If you believe a Donation processed through our authorized payment flows was misrouted due to a platform processing error, email support@OpportunityToServe.com to request a review. We may review campaigns for policy and compliance purposes before or after disbursement, but such review does not constitute an endorsement, investigation, or guarantee of any campaign or Recipient.

Payment and account information submitted through the Services is transmitted using industry-standard encryption and security practices implemented by us and our payment processors. No method of transmission or storage is completely secure.

What is OpportunityToServe.com?

OpportunityToServe.com is a global online crowdfunding and charitable donation platform, providing users the ability to fund a variety of user-generated campaigns with designated individuals, businesses, for-profit, non-profit organizations, and United States political candidates receiving the donations. Standard credit and debit card fees apply. You are agreeing to our Terms and Conditions in order for us to process your Donation and distribute the proceeds to the designated funding destination and/or host your fundraising campaign.

Additional features we provide:

• In-Kind Contributions: Tools to list, pledge, and coordinate delivery of physical goods between Donors and Organizers.
• Service Contributions (Volunteering): Tools to pledge and coordinate volunteer time/services.
• Coordination Tools: Messaging/logistics features to help arrange pickup, delivery, or scheduling (where available).
• Optional Tips: Donors may optionally tip OpportunityToServe to support platform operations (the platform fee remains 0%).

Payments are issued after a bank account is linked via the User Dashboard. OpportunityToServe disburses funds to recipients via PayPal, ACH transfers enabled by PayPal, or other PayPal disbursement methods. By receiving funds through OpportunityToServe, recipients authorize OpportunityToServe and its banking partners to process and transmit payments on their behalf within 1–2 business days of a request. In the event that fraud or compliance checks are required, additional time may be required. If you have any questions please feel free to email Support@OpportunityToServe.com.

Prohibited Campaigns

OpportunityToServe does not allow campaigns that;

• Benefit groups that support physical violence of any kind.
• Promote or fund abortions.
• Promote or fund gender reassignment surgeries for minors.
• Raise funds for illegal activities.
• Impersonate individuals or organizations.
• Fail to provide sufficient details or transparency about fund usage.

All campaigns are subject to internal review for compliance, and OpportunityToServe reserves the right to cancel or suspend any campaign for any reason.

These Terms of Service (this "Agreement"), are made between you ("you" or "User" ), and OpportunityToServe, LLC, a Wyoming limited liability company ("we" or "us"), and govern the terms and conditions of your access to and use of our Services (as defined below). However, if you have entered into this Agreement on behalf of an entity, such as a corporation or limited liability company then "you" or "User" refer to the entity, and you represent and warrant that you have power and authority to enter into this Agreement on behalf of the entity.

This Agreement also includes and incorporates by reference any operating rules, policies, price schedules, or other supplemental documents which may be published generally from time to time by us, both prior and subsequent to the effective date of this Agreement.

By registering for and/or using any of the Services, you confirm your acceptance of, and agree to be bound by, this Agreement.

Licenses and Restrictions

Code of Conduct

Interactions with Others

User Content

User Content License Grant

No Control Over Third Parties

Volunteer, In-Kind, and In-Person Activities

Organization and Group Accounts

Payment Processors and Third-Party Services

OpportunityToServe Trademark

"OpportunityToServe" and related marks are trademarks of OpportunityToServe, LLC. By using this Site, we hereby grant to you limited, royalty-free, non-transferable, non-exclusive, revocable, and worldwide permission to use, reproduce, display, and publish the "OpportunityToServe" trademark in any form, media, or technology, whether now known or hereafter developed, for use solely in connection with your authorized use of this Site and in accordance with this Agreement. You agree that we can unilaterally revoke this limited permission at any time and for any, or no, reason. Except as expressly permitted herein, you may not use our name, logo, trademark, trade names, or service marks without our prior written consent.

Linking to Third-Party Websites

1. Our Services

OpportunityToServe, LLC owns and operates OpportunityToServe.com, which operates with a mission to share hope through crowdfunding, inspired by values of compassion and generosity. This guides our policies but does not restrict use by any individual or causes unless it violates these Terms.

OpportunityToServe.com provides a quick and easy method for Users to give donations, or create a social fundraising campaign page to facilitate online payment of lawful Donations to authorized recipients ("Recipients") globally (the "Services"). We have no control or liability for the acts or omissions of the Recipients of Donations, or of any other entities or their web sites describing the Services or displaying Donation pages or other portions of the Services. Volunteers and donors of in-kind items act independently of OpportunityToServe; OpportunityToServe does not supervise interactions or logistics. Participants are solely responsible for safety, insurance, qualifications, background checks, and compliance.

2. OpportunityToServe Responsibilities to Users

In accordance with terms and conditions contained herein, if you are a User, OpportunityToServe will perform, and You authorize OpportunityToServe to provide as Your agent and on Your behalf, the following services (the Services). OpportunityToServe will:

• receive and process online Donations made by individuals or entities through the OpportunityToServe.com platform;
• hold the funds received through the OpportunityToServe platform in a non-operating account; Funds contributed through OpportunityToServe are held temporarily in a segregated account solely for the purpose of facilitating donations to recipients. OpportunityToServe does not act as a custodian or hold funds on behalf of individuals beyond what is necessary for processing payments and ensuring compliance with legal obligations;
• remit funds to the designated funding destination by electronic transfer to the bank account provided by the funding destination, or by other means as deemed appropriate by OpportunityToServe, less a payment processing fee. In some cases, there may also be a service fee and/or additional processing fees. Fees are outlined in Section 4 of these terms and conditions and are subject to change at any time at the discretion of OpportunityToServe;
• with all donations; send reports identifying, where available, the transaction accounting details of the Contributors who have made Donations to the Campaign Owner and Recipient along with the amount and date of the donations, and the name and email address for any user responsible for a single donation to that campaign of $5 or more;
• in the event of political election donations only; provide reports identifying, where available, the name, email, address, employment information, answers to applicable disclosures, and transaction accounting details of the Contributors who have made Donations to their organizations along with the amount and date of the donations;
• comply with the Privacy Policy set forth at https://www.OpportunityToServe.com/privacy-policy;
• electronic communications from OpportunityToServe will be sent to Users to inform them of a variety of events that inform them about activity on OpportunityToServe. You agree to allow OpportunityToServe to send these communications to your email address. You also agree that OpportunityToServe is not liable for any user generated content that is sent to you as a part of these communications. You agree that you are liable for any communications you send to potential Donors promoting your Campaign. These communications include, but are not limited to, emails sent through the OpportunityToServe.com website and communications sent outside of the OpportunityToServe system;
• OpportunityToServe acts as the authorized agent of the recipient for the purpose of receiving and processing donations on their behalf. A Donor's Donation to an OpportunityToServe campaign fulfills the Donor's obligation to the recipient, and the recipient agrees that OpportunityToServe's receipt of funds on their behalf constitutes receipt by them.
• OpportunityToServe does not guarantee that Donations will be accepted by Recipients. While we strive to ensure the successful processing of Donations, we assume no liability if a Recipient does not claim or utilize funds.

3. User Responsibilities

A. Eligibility.

You represent that you are at minimum the age of requirement within the country you reside in. You must be at least 18 years old to receive funds through the Services. You represent that you have legal power and capacity to form a binding contract and are not barred from receiving the Services under the laws of the United States or other applicable jurisdictions. You further represent that you are not located in, organized under the laws of, or ordinarily resident in any country or region subject to comprehensive U.S. sanctions or embargoes, and that you are not identified on any U.S. or applicable international sanctions, denied-party, or restricted-party list. Eligibility for specific Services is subject to further requirements on various website pages for the Services.

B. Registration and Equipment Obligations

By visiting OpportunityToServe.com you are responsible for protecting your equipment (computer, etc.) from any harm resulting from a visit to the website.

You shall provide true, current, and complete information about yourself on our online or offline registration forms, including but not limited to your name, contact information, and payment information (such as the expiration date of any credit or debit card). We also may require further information in order to verify your identity and information, such as confirming your email address, occupation, or employer, to comply with campaign finance disclosure laws, and to provide non-profit organizations with a list of Contributors. We reserve the right to verify your information with third parties. If you fail to provide the required information, or we have reasonable grounds to suspect that any such information is not true, current and complete, we may limit, suspend, or terminate your use of any or all portions of the Service.

You are responsible for obtaining at your expense all equipment and third-party services (e.g., Internet access and email service) necessary for you to access and use the Services, and for all related charges resulting from use of the Services. You will immediately notify us of any unauthorized use or other breach of security of the Services.

C. Use of the Services

D. Refund and Cancellation Policy

E. Acceptable Use Policy

F. Privacy and Other Policies

Your use of the Services is subject to our Privacy Policy and other applicable policies, each as established by us from time to time, available at https://www.OpportunityToServe.com/privacy-policy which are incorporated herein by reference. We shall disclose to Recipients and, if required, governmental bodies such information about you as a Contributor as must be disclosed by law or as may be necessary in order for Recipients to comply with applicable laws. In many cases of political donations, such governmental bodies are required to make your information public.

G. Content and Communications

You understand that by using the Services, you may be exposed to content that is inaccurate, offensive or objectionable, as further described in the User Content section above. The Services, or content or third parties included on the Services, may provide links to other Internet sites or resources, as described in the Linking to Third-Party Websites section above. Because we have no control over such content, sites or resources, you acknowledge and agree that we do not endorse and are not responsible or liable for anything on or available via such content, sites or resources. You may communicate directly with persons or entities mentioned on the Services, and you agree that we have no liability or responsibility for such communications, as further described in the Interactions with Others and No Control Over Third Parties sections above. Our platform includes features for users to flag inappropriate content, and this method can and should be used to notify us of any content that needs to be reviewed by our moderators.

H. Documentation and Tax Implications

OpportunityToServe, LLC may share a Contributor's name, email, and donation amount with Campaign owners and Recipients. You will receive an email receipt from OpportunityToServe, LLC when your card is billed, which will serve as your acknowledgement of your Donation. The Donation may appear on your statement with "OpportunityToServe" or a similar descriptor, whether processed by OpportunityToServe, LLC on behalf of a Recipient or for OpportunityToServe. OpportunityToServe, LLC makes no representation or warranty that any Donation is tax-deductible. You agree to be responsible for the tax reporting and characterization of any Donation from your account to any Recipient. When donations are processed for OpportunityToServe (the 501(c)(3) organization), receipts will identify OpportunityToServe and include the required IRS statements. Donations to non-charitable recipients are generally not tax-deductible.

I. Ownership of Uploaded Content

By uploading images, text, and video to OpportunityToServe, you acknowledge that you have the right to do so and that the content uploaded to OpportunityToServe does not violate any copyrights of the owner. OpportunityToServe reserves the right to remove any content that violates an owner's copyright and ban users from the OpportunityToServe platform who repeatedly violate this term.

J. Specificity of Fundraising Commitments

Unless you are an authorized representative of a funding destination, you may not pledge or promise that funds raised through your OpportunityToServe campaign will be used for any specific purpose. OpportunityToServe reserves the right to remove any campaigns that violate this term. OpportunityToServe does not engage in any solicitation activities; such activities are carried out by you on your own initiative.

K. AI Generated Content

Content created with My Intelligent Campaign Assistant or other AI tools is considered user-generated, and users assume full responsibility for its accuracy, legality, and compliance with these Terms of Service. OpportunityToServe is not liable for any damages resulting from the use of AI tools or their content.

L. Agent of the Payee Authorization

4. Our Fees ("Fees")

A. OpportunityToServe has a 0% platform fee for all donation campaigns, regardless of destination type.

B. You agree to pay all payment processing fees for your transactions at the prices set by our payment processor(s) then in use, currently set at 2.9% plus $0.49 per transaction paid via credit or debit card in the USA (PayPal), which will be deducted out of your gross donation amount before the net amount is passed onto the recipient. Donations to campaigns outside the USA, and Donations made outside the USA to campaigns inside the USA are subject to varying payment processing fees and currency conversion rates, which may be determined by our payment processor or financial institution partners. We reserve the right at our sole discretion to set or revise fees from time to time. Donations to campaigns outside the USA are subject to international pricing.

C. If you make payment by credit or debit card, and our merchant processor(s) refuses to accept or revoke acceptance (e.g., by chargeback) of your Donations or other payments, you agree to pay all amounts due upon demand by us. In such event, if any amounts due to us are not paid when due, such amounts shall be subject to a late fee of 1.5% per month or the maximum amount allowed by law on such late amounts, whichever is less, and you also will reimburse us for the reasonable costs of collection, including without limitation reasonable attorneys fees and expenses. Each time you use any Services that result in a Donation to be made, or allow or cause such Services to be used, you agree and reaffirm that we are authorized to charge your designated card. Your card issuer's agreement governs your use of your designated card in connection with the Services, and you must refer to such agreement concerning your rights and liabilities as a cardholder.

D. If you have any questions regarding any charges that have been made via the Services, you must contact our service department within 30 days of the charge date, subject to the Refund Policy in section 3.D.

E. In the event of a refund request, Donations will be refunded minus the applicable payment processing fees for your jurisdiction.

F. If a Donation is disputed by the Donor, a $15 dispute fee will be charged/removed from the balance owed to the Recipient of a campaign. Campaigns experiencing an unusually high rate of chargebacks may be subject to review, suspension, or additional verification requirements before further disbursements are processed.

G. Funds contributed through OpportunityToServe may be temporarily held in a pooled account maintained by OpportunityToServe with a licensed financial institution. Any interest earned on these funds is retained by OpportunityToServe as a treasury management fee and is not distributed to campaign owners or recipients.

5. Suspension or Termination

A. We reserve the right to suspend or terminate your use of any of the Services (e.g., by not processing pending Donations) and/or this Agreement without notice at any time and with or without cause. Without limiting the foregoing, we may suspend or terminate your use and/or this Agreement upon any of the following: card expiration, insufficient funds, rejection of any Donation, payment or card charges, violation of our Acceptable Use Policy or other policies, if your accounts are frozen, if a legal order directs us to suspend or terminate providing the Services to you or otherwise limits or prohibits Donations by you, or if your financial institution (or its agent or affiliate) seeks return of amounts previously paid to us when we believe you are liable for the charge. Such rights are in addition to and not in lieu of any other legal rights or remedies available to us. In cases of account termination, OpportunityToServe may, but is not required to, provide notice if legally permitted. Users whose accounts are suspended may contact Support for clarification.

B. You may terminate your use of the Services and this Agreement at any time, with or without cause, upon written notice.

6. Modifications to this Agreement and/or Services

A. We may amend this Agreement at any time by (a) posting revised Terms of Service accessible via websites for the Services, and/or (b) sending information regarding the amendment to your email address of record with us. You are responsible for regularly reviewing such websites to obtain timely notice of such amendments. You shall be deemed to have accepted such amendments by continuing to use any Services after such amendments have been posted or information regarding such amendments has been sent to you. If you do not agree to any of such changes, you may terminate this Agreement and immediately cease all access and use of the Services. You agree that such termination will be your exclusive remedy in such event. If you do not agree to any changes in this Agreement, you may terminate your use of the Services within 10 days of notice without penalty. Continued use beyond this period constitutes acceptance of the revised Terms.

B. We reserve the right at any time and from time to time to modify or discontinue all or any portion of any Services without notice to you. We shall not be liable to you or any third party should we exercise such rights. We may specify from time to time the version(s) of related products required to use the Services (e.g. browsers, hardware, and operating systems).

7. Disclaimer of Warranties and Limitation of Liability

A. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, AND NEITHER WE NOR ANY OF THE OWNERS OF SITES THAT LINK TO OR DISPLAY DONATION FORMS OR PAGES PROVIDED BY US ("SPONSORS") NOR OUR SUPPLIERS OR AGENTS MAKE ANY EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES TO YOU REGARDING THE SAME. WE AND OUR SPONSORS, SUPPLIERS AND AGENTS DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, OR SECURITY, AND DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE OR ERROR-FREE.

B. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE ARE NOT LIABLE FOR ANY DIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, RESULTING FROM OR ARISING OUT OF YOUR USE OF, OR YOUR INABILITY TO USE, THIS SITE OR THE MATERIALS OF THIS SITE OR ANY LINKED WEBSITE (OR THE SERVICES PROVIDED OR ARRANGED THROUGH THIS SITE), INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY CLAIMS, LOST WAGES, PROPERTY DAMAGE, LOST PROFITS, BUSINESS INTERRUPTION, AND LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM. NEITHER WE NOR ANY OF OUR SPONSORS, SUPPLIERS, OR AGENTS WILL BE LIABLE FOR DAMAGES (INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES, OR LOST REVENUES, PROFITS, OR SAVINGS) ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SERVICES, AND YOU HEREBY RELEASE AND WAIVE ANY CLAIMS WITH RESPECT THERETO, WHETHER BASED ON CONTRACTUAL, TORT OR OTHER GROUNDS, EVEN IF WE OR ANY SUCH SPONSOR, SUPPLIER OR AGENT HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. AS TO SUCH MATTERS, if you are a California resident, you waive your rights under California Civil Code § 1542, which states, "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor." Residents of other states similarly waive their rights under comparable state law. TO THE FULLEST EXTENT ALLOWED BY LAW, IN NO EVENT WILL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE GREATER OF: (I) THE AMOUNT ACTUALLY PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE OR USING THE SERVICES IN THE THREE (3) MONTHS PRECEDING THE DATE OF YOUR CLAIM; OR (II) U.S.$50.00. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. YOU HEREBY RELEASE US AND EACH OF OUR SPONSORS, SUPPLIERS AND AGENTS FROM ANY AND ALL OBLIGATIONS, LIABILITIES, AND CLAIMS OVER THIS LIMITATION. You agree that any claim or cause of action arising out of or related to the use of our Services or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.

C. SOME JURISDICTIONS DO NOT ALLOW IMPLIED WARRANTIES TO BE EXCLUDED OR MODIFIED OR LIABILITY TO BE LIMITED, SO NOT ALL OF THE ABOVE LIMITATIONS MAY APPLY TO YOU.

8. OUR LICENSE TO YOU/RIGHTS AND LICENSES

A. OpportunityToServe's Ownership Rights
OpportunityToServe, LLC and its licensors own all right, title and interest, including without limitation all worldwide intellectual property rights in OpportunityToServe's Products and Services, and all such rights to all derivative works or enhancements of, in and to, or relating to, the OpportunityToServe Products and Services. By entering into this Agreement or by Your participation, You will not acquire any intellectual property or similar rights in the OpportunityToServe Products and Services other than a limited right to use the Products and Services for Your personal benefit. You agree You will not:

• Remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the OpportunityToServe Products and services
• Use OpportunityToServe's name, logo, trademark, trade names or service marks except as expressly permitted in this Agreement without OpportunityToServe's prior written consent.

B. Your Ownership Rights
Subject to the licenses granted in this Agreement (including the User Content License Grant above), you retain all right, title and interest, including without limitation all worldwide intellectual property rights, in and to your Content that is submitted, posted or displayed by you on or through OpportunityToServe.com. By posting or providing Content, you grant OpportunityToServe the licenses described in the User Content License Grant section, which supplements and does not limit the rights granted herein. OpportunityToServe shall not acquire ownership of your Content except as provided herein. Any rights not granted by you herein are deemed retained by you. You represent and warrant that your User Content and our use of your User Content will not infringe any third party's intellectual property rights, proprietary rights, privacy rights, confidentiality, rights of publicity or otherwise violate these Terms or applicable law.

You agree that You shall not create or distribute information, including but not limited to advertisements, press releases or other marketing materials, or include links to any sites which offer such information:

• Containing or suggesting an endorsement by OpportunityToServe of You or Your Content
• Relating to this Agreement, without the prior review and written approval of OpportunityToServe. Notwithstanding the foregoing, You may accurately disclose and describe Your Participation and Your Content (for example, describing and promoting Your Content on Your blog, social media sites, or in emails).

You understand that all fundraising campaigns, messages, text, files, images, photos, video, sounds, or other materials ("Content") posted on, transmitted through, or linked from the Service, are the sole responsibility of the person from whom such Content originated…

DMCA Notices

9. Indemnification

You agree to defend, indemnify, and hold harmless OpportunityToServe, LLC and each of our officers, directors, members, managers, employees, agents, volunteers, affiliates, Sponsors, suppliers, and contractors from and against any and all claims, demands, losses, liabilities, damages, penalties, fines, expenses (including reasonable attorneys' fees and costs), and causes of action arising out of or related to: (a) your use of the Services or the Site; (b) your User Content or Content; (c) your breach of this Agreement or violation of applicable law; (d) your campaigns, needs, listings, solicitations, or communications; (e) any dispute between you and another user, Recipient, Donor, volunteer, organization, or third party; (f) any volunteer, in-kind, pickup, delivery, or in-person activity connected to your use of the Services; (g) chargebacks, refunds, fraud, or payment disputes attributable to you; (h) any allegation that your content or conduct infringes or violates the rights of a third party, including intellectual property, privacy, or publicity rights; (i) your tax, election, charitable solicitation, or regulatory obligations; (j) content created with AI tools or other automated assistance; and (k) any unauthorized use of an Organization Account or representation that you have authority to act for an organization.

We may assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims. You may not settle any claim in a manner that imposes any obligation on us without our prior written consent.

10. Notices; Consent

Notices given by us to you will be given by general posting on our website, or by email, overnight courier, first class or express mail to your address of record at our offices. Notices given by you to us must be given by first class or express mail, certified or registered, postage prepaid and sent to us at:

All notices shall be effective upon website posting or, if delivered by other means, upon receipt.

11. Dispute Resolution; Governing Law; Forum

A. Governing Law. This Agreement is governed by the laws of the State of Wyoming, U.S.A., without regard to conflict-of-law principles, except that the Federal Arbitration Act governs Section 11(B) below.

B. Binding Arbitration. Except for claims for injunctive or equitable relief relating to our intellectual property, unauthorized access, scraping, or misuse of the Site, you agree that any dispute, claim, or controversy between you and OpportunityToServe, LLC arising out of or relating to this Agreement or the Services (each a "Claim") shall be resolved by binding arbitration. Arbitration replaces the right to appear in court, and you waive any right to a jury trial for such Claims. Either you or we may require submission of a Claim to binding arbitration at any reasonable time, even if a lawsuit or other proceeding has already begun.

C. Class Action Waiver. Neither you nor we may join or consolidate Claims by or against the other in any arbitration, or include any Claim as a representative or member of a class, or act in any arbitration in the interest of the general public or in a private attorney general capacity.

D. Arbitration Procedures. The party filing a Claim in arbitration must file before a single arbitrator appointed by the American Arbitration Association ("AAA") under its then-current commercial disputes rules. For any Claim of less than $10,000, we may elect non-appearance-based arbitration through AAA or another mutually approved provider by telephone, video conference, online submission, or written submissions. The arbitrator must be a lawyer actively engaged in the practice of law or a retired judge with relevant expertise.

E. Arbitrator Authority and Court Review. The arbitrator may not vary the terms or conditions of this Agreement. The arbitrator's award shall be final and binding, except that either party may seek judicial relief to enforce an award or to challenge an award on grounds permitted by law.

F. Costs and Self-Help. The parties shall share equally the costs assessed by the AAA or the arbitrator and other joint arbitration costs, but each party shall bear its own attorneys' and experts' fees unless applicable law or the arbitrator's award provides otherwise. Nothing in this section prevents lawful self-help remedies, such as setoff rights.

G. Court Forum for Excluded Claims. For Claims excluded from arbitration under Section 11(B), or to enforce an arbitration award, you agree that exclusive jurisdiction and venue shall lie in the state or federal courts located in Laramie County, Wyoming, U.S.A., and you consent to personal jurisdiction in those courts. The Service is deemed based in Wyoming and passive with respect to jurisdiction outside Wyoming, except as expressly provided in this Agreement.

H. Forum Non-Compliance. If you bring a court action that is required to be arbitrated under this Section 11, we may move to dismiss or compel arbitration, and you agree that we may recover our reasonable attorneys' fees, costs, and disbursements if we prevail on such a motion.

12. Anti-Scraping Clause

A. Prohibition on Unauthorized Data Scraping and Automated Access
You agree not to use any automated means, including but not limited to scripts, bots, crawlers, or data mining tools, to access, monitor, or copy any content or data from the OpportunityToServe website, application, or platform without prior written permission from OpportunityToServe.

Exception: This prohibition does not apply to indexing or crawling by reputable search engines (such as Google, Microsoft Bing, or other similar services) that comply with our robots.txt file and are acting solely for the purpose of including OpportunityToServe in public search results.

B. Permissible Use
You may access the content and data made available on the OpportunityToServe website solely through standard web browsers and user interfaces provided by OpportunityToServe. Any attempt to bypass or circumvent these access methods, including but not limited to the use of unauthorized third-party software or tools, is prohibited.

C. Intellectual Property and Data Rights
All data and content available on the OpportunityToServe website, including but not limited to text, images, videos, user-generated content, and metadata, are the intellectual property of OpportunityToServe or its respective users. Unauthorized copying, extraction, or reproduction of this content through automated means constitutes a violation of OpportunityToServe's intellectual property rights.

D. Enforcement and Legal Action
OpportunityToServe reserves the right to monitor any unauthorized scraping activities and may take action to prevent or terminate such activities, including but not limited to blocking access, issuing cease-and-desist letters, or pursuing legal remedies under applicable laws, including the Computer Fraud and Abuse Act (CFAA).

E. Consequences of Violations
Any violation of this clause may result in immediate suspension or termination of your access to the OpportunityToServe website, as well as potential legal action. You agree to indemnify and hold OpportunityToServe harmless from any claims, damages, or liabilities arising from your unauthorized data scraping activities.

13. Force Majeure

OpportunityToServe, LLC shall not be liable for any delay, failure, interruption, or unavailability of the Services resulting from causes beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, utility or internet failures, hosting or cloud provider outages, payment processor downtime, banking delays, government action, regulatory orders, epidemics, or failures of third-party suppliers or contractors. Our performance shall be excused for so long as such event continues.

General Terms

A. Disclaimer
Campaign Owners should be aware that many states impose charitable fund solicitation laws to guide direct or indirect fund solicitation activities in those states. While provisions vary state to state, these state laws typically include registration and reporting requirements. We merely provide a technology platform to allow Campaign Owners to connect with Donors and Users. Those who access or use the Service do so at their own volition and are entirely responsible for compliance with applicable law.

B. Anti Money Laundering and Terrorist Financing Statement
OpportunityToServe is committed to full compliance with all applicable laws and regulations regarding Anti-Money Laundering ("AML"). OpportunityToServe's policy is to prevent people engaged in money laundering, fraud, and other financial crimes, including terrorist financing, from using OpportunityToServe's services. PayPal, our third-party payment processor, has robust policies and procedures to detect, prevent and report suspicious activity. To comply with OFAC (Office of Foreign Asset Control) requirements, and global sanctions, they screen customer accounts against government watch lists. In addition, they may request that our users provide them with documentation to help prove their identity or for business verification purposes. They will report suspicious transactions to the financial intelligence unit in the respective country. Please see our AML/KYC policy in our Privacy Center for further information.

C. English Language
In the event of a conflict between these Terms and a foreign language version of our Terms of Service, the English language version of these Terms govern. All disputes, claims and causes of action (and related proceedings) will be communicated in English.

D. Cooperation with Authorities and Legal Notification.
We will cooperate with law enforcement authorities as required by law. We will cooperate with law enforcement agencies in any investigation of alleged illegal activity regarding the use of the Service when requested.

NOTIFICATION PROCEDURES
You agree OpportunityToServe may provide notifications to you via email, written or hard copy notice, or through conspicuous posting of such notice on our website. You may opt out of certain means of notification or to receive certain notifications.

SUBPOENAS
All subpoenas must be properly served on OpportunityToServe, preferably by mailing the subpoena to OpportunityToServe, LLC, our Wyoming registered agent. Please find below the Wyoming address for OpportunityToServe, LLC:

E. Severability/Entire Agreement
These Terms are the entire agreement between you and OpportunityToServe, LLC regarding their subject matter and supersede all prior or contemporaneous agreements, representations, and understandings relating to the same subject matter. There are no third-party beneficiaries to this Agreement except as expressly stated. If any provision of this Agreement is unlawful, void, or unenforceable in whole or in part, the remaining provisions will not be affected. If two or more provisions are deemed to conflict with each other's operation, OpportunityToServe, LLC, shall have the sole right to elect which provision remains in force. OpportunityToServe's failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.

F. Contact Us
If you have any questions about these Terms, the practices of this site, or your dealings with this Website or complaints, please contact us at support@OpportunityToServe.com or at address: Attention or Subject Line: Terms of Service/Legal Department.

G. The laws of the State of Wyoming, U.S.A., excluding its conflicts of law rules, govern this Agreement and your use of the Services, except as otherwise provided in Section 11. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. You may not assign or transfer this Agreement or any rights hereunder without our prior written consent, and any attempt to the contrary shall be void. We may assign this Agreement, in whole or in part, without restriction. Subject to the preceding sentence, this Agreement benefits and binds the respective successors and assigns of the parties. We at our sole discretion may contract with third parties to process payments and/or provide any other of the Services. Sections 2, 3, 4, 6, 7, 8, 9, 11, 12, and 13, together with all provisions that by their nature should survive (including payment obligations, ownership provisions, warranty disclaimers, indemnity, releases, and limitations of liability), shall survive termination of this Agreement.